The administrators

SquareTrade: the company that actually decides your Home Depot claim.

Your receipt says Home Depot; your claim is decided by SquareTrade, an Allstate company, under a structure the industry filings spell out: obligor CE Care Plan Corp., administrator SquareTrade Inc., underwriter Allstate Insurance Company. Knowing which company holds which role is not trivia — it tells you whose terms you're arguing from and whose regulator takes the complaint.

The roles

RoleWhoWhy it matters to you
Sold byHome DepotThe store's name is on your receipt — and the store cannot decide your claim.
AdministratorSquareTrade, Inc.Runs the portal, the phone tree, the service network, and the determination. Your escalation is addressed here.
UnderwriterAllstate Insurance CompanyAn insurer — which is why your state insurance department takes complaints about these plans.
ObligorCE Care Plan Corp.The entity the industry survey lists as legally on the hook for the contract.

Structure per Warranty Week's administrator survey (March 2026), checked Oct 20, 2026.

The 12-month framing — SquareTrade's sentence in your fight

SquareTrade's standard US terms frame the no-lemon count as repairs within any 12-month period. Home Depot's own coverage page describes the same benefit as applying during the protection plan term. When a determination quotes the 12-month reading against you, the coverage page's words are your counter — quoted back, with your dated log. This is the single most technical argument in the Home Depot fight, and it is winnable precisely because both documents are published.

Addressing the decider

Escalations and complaints name the administrator (SquareTrade) for the determination, and the underwriter (Allstate) for the regulator file. The regulator page maps the doors; the era page carries the current rules in full.

Count your own case. The free checker takes your store, your plan date, your repair history, and your dates — and returns your lemon count, your live clocks, and the money the plan owes. Run the checker →

The working papers for this fight

The pages above are the map. The kit is the paperwork: the repair log that proves the count, the script for your administrator, and the complaint pack for when the stall continues.

Included in the $39 ProtectionPlanDecoded Kit

  • The 12-month framing worksheet: both documents' wording, your dates laid against each
  • The SquareTrade escalation script, administrator-addressed
  • The regulator complaint pack (underwriter-named)
Get the $39 ProtectionPlanDecoded Kit

One payment, yours to keep. We never ask for your store or plan-portal password — you file everything yourself. See everything inside the kit →

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